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For Individuals
We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!
For Families
Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!
For Groups
Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!
The Health Insurance Marketplace
The Health Care Marketplace—also defined as the Health Insurance Exchange—is the site where individuals without insurance coverage can obtain details on health insurance policies and plans and buy health insurance. Data on qualifying for support with the payment of premiums and avoidance of out-of-pocket expenses can also be sought here. The Platform has an open enrollment cycle per year.
In conjunction with the federally-facilitated website, HealthCare.gov, there are several state-owned marketplaces. If you’re using a federally-facilitated market or a state-based Marketplace depends on the state in which you work.
You would be required to include your ZIP code if you visit HealthCare.gov. If you live in areas covered by a state-owned marketplace, you will be directed to the government-based Marketplace’s homepage.
Acquiring health care insurance purchased through the Marketplace?
If you have acquired healthcare coverage through the Exchanges, you can request Form 1095-A, Health Insurance Marketplace Declaration, at the start of the tax reporting period. The details shown on Form 1095-A lets you file your individual federal income tax returns.
If Form 1095-A explains compensation for you and everybody in your family for the whole year, check the full-year coverage box on your tax filing. Among other items, Form 1095-A records the average annual health care rates charged to the insurance provider you have chosen in the Marketplace.
It points out the value of the premium help you got in the form of an upfront payment of the premium tax credit that was billed directly to the insurance provider if any. If you have issued Form 1095-A with inaccurate details, see the Corrected, Incorrect, or Voided Form 1095-A answers to questions and determine how much it impacts your taxes.
If you want to make an advance contribution of the premium tax credit billed directly to the insurance provider, you should complete Form 8962, Premium Tax Credit, and request a federal income tax return, even if you are not obligated to file it.
You are expected to reconcile—or evaluate fees to the premium tax credit that you measure on your tax return. And if you have not opted to accept prepayment, you must request a federal income tax return in order to obtain a premium tax credit. Filing your returns without reconciling your prepayment will prolong your refund, which could have an effect on potential advance credit payments.
Could failure to file tax returns prevent advance payments in the consequent year?
The IRS advises taxpayers who have obtained advance payments of the premium tax credit that they can file their tax returns in a reasonable time to ensure that they will collect advance payments from their Marketplace next year.
If an advance payment of a premium tax credit has been received on behalf of you or a person in your family and you do not file a tax return reconciling such fees, you would not be qualified for an upfront payment of a premium tax credit or a cost-sharing waiver to better pay for the Marketplace health care benefits in the coming year.
This ensures that you will be responsible for the entire amount of your monthly insurance and the services provided. We can also contact you to refund all amounts or some of the advance payments of the premium tax credit.
Marketplaces will evaluate the reliability of advance tax credit awards and cost-sharing reductions for the coverage year from the fall prior to the launch of the new coverage year. You will significantly increase the chances of eliminating a delay in obtaining this assistance if you register your tax return online with Form 8962 before the due date of your return.
How to Purchase health care across the exchanges and monitor adjustments?
Every year, the Healthcare Insurance Marketplace provides an open enrolment cycle and special enrolment dates for qualifying taxpayers. Visit HealthCare.gov or contact your state-based Marketplace for information on enrolment periods.
If you have participated in insurance plans in the Marketplace Exchanges, you can record any changes in your circumstances—such as shifts in your family income or family size—through the Marketplace where they exist.
How to Purchase the best health care plan
Changes in circumstances can impact your advance payment of a premium tax credit. If you declare a change of conditions, you might be entitled to a limited enrolment period that requires you to buy health insurance via the Exchanges outside of the open enrolment period. Visit Health insurance plans for more detail on disclosing shifts in conditions and special enrolment. Health Insurance Plans is here to help you. Call us at (833) 572-0898 for quotes on any type of insurance plan you choose.
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The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!