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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

How Much Does Secondary Health Insurance Cost?

Secondary healthcare InsuranceWith healthcare costs on the rise, most people in the United States are getting stuck with higher and higher medical bills, as out-of-pocket costs continue to increase. Most individuals have grown tired of struggling to pay down their medical debt. Such people fear the position that they could find themselves in if they become ill or get hurt prompting them to consider extra protection in the form of secondary health insurance coverage.

Secondary Medical Insurance

Secondary health insurance coverage is available in addition to a primary health insurance plan and covers gaps in conventional health insurance coverage. Because most common medical plans do not cover all of your requirements (like dentistry and eye health), supplemental dental and vision plans can be bought to add coverage to these areas.

Supplemental Health Insurance

These healthcare insurance plans are intended to help pay for some of the healthcare costs that your primary plan does not cover. This can consist of copayments, coinsurance, and deductibles. In many instances, the benefits are paid directly to you, not the medical provider, so that you have less financial burden when it comes to things such as out-of-pocket medical costs, lost wages, or other unexpected expenses resulting from illness or injury. Plans can also be bought to cover areas of health that might not be included in your primary plan benefits. A supplemental dental or vision plan can help you pay for routine dentistry work and eyeglasses.

Can I Buy Supplemental Health Benefits in Place of Major Medical Insurance?

Secondary health insurance plans are designed to complement, not replace, primary medical benefits. Until 2019, the Affordable Care Act (ACA) necessitates almost every person to have a qualified health insurance plan (QHP) or pay a tax penalty for being uninsured. A qualified Health Plan (QHP) is an insurance plan certified by the Health Insurance Marketplace and meets ACA’s coverage needs. Supplemental health programs are not regarded as qualified coverage and, thus, are not ACA compliant.

How Secondary Health Insurance Works

Secondary health insurance functions by paying you directly. Your primary insurance provider pays your healthcare insurer directly for medical expenses. But with secondary health insurance coverage, cash benefits get paid directly to you if you experience a qualifying event. These benefits can be used for many expenses.

Things that Secondary Medical Insurance Covers

Coverage of Secondary Health Insurance
Secondary health insurance that is bought to cover known medical expenses that are not covered by a primary policy, such as supplemental dental or vision plans, contains a wide array of included services.

The great thing about enrolling in secondary health insurance is that you have a second chance at getting medical expenses paid for. Bills that may not be paid in full by your primary insurance can be paid for out of the cash profits you receive from your secondary insurance company. Having this second layer of protection helps in insulating you against mounting medical bills. In the case of supplemental eye and dental coverage, it helps cover expenses that you will pay.

Does Secondary Insurance Cover Deductibles?

Yes, you can employ secondary insurance to cover deductibles. Plans that provide cash benefits can be used to pay for out-of-pocket costs such as deductibles and copays. In fact, they can be used for any number of expenses you’d like to cover like rent, utilities, and transportation costs.

Call for your Quote Today

Stop waiting around! The right insurance provider is out there and we’re going to make sure you’re covered for the foreseeable future. Accidents can happen any time whether it’s day, night, workdays, or holidays. Insurance is the best way to prepare for the unpredictable, and a great way to secure your peace of mind. Give us a call today or fill out the form for a quote – you’ll be glad you did!

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What our
Client Think About Us!

The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
Linet W.