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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

What Kind of Health Insurance is Oscar?

Oscar Health Insurance is a startup that provides business and individual health insurance plans. The company’s plans are costly compared to competitor policies and are limited to a small number of states and counties. Nevertheless, Oscar excels at its customer service, and its member benefits are known as some of the best in the health insurance industry. Generally, the company is the right choice if it is available in your area, and you need personalized healthcare coverage.

Oscar Health Insurance Company

Oscar Health Insurance

Oscar Insurance provides individual and business health insurance plans through its website and on state marketplaces. It has an Exclusive Provider Organization (EPO) network, meaning that coverage from any provider in the system will be free or qualified for co-insurance from the company. Nevertheless, if you go outside the provider network, you would have to pay additional or full price for services. The deadline to buy health insurance through Oscar would be during the last day of the Obamacare open enrollment period. But you can also obtain coverage outside of this period if you have a qualifying life event. As with other carriers, health insurance through Oscar can be bought with a credit card.

Oscar offers an easy search function for finding EPO providers. While visiting the website, interactive maps, reviews, and ratings will pop up when you explore the type of coverage or prescription drugs you want. Then you can interact directly with the health provider and plan a visit. Say you are looking for acupuncture options in New York City — you would go online to the Oscar website, enter your ZIP code, and choose the service you need to be provided from a list of qualified in-network acupuncture providers in your location.

Costs and Options of Oscar Health Insurance Plan

There are three levels of plans for individual health insurance that Oscar offers: Simple, Saver, and Classic health plans. The significant differences between policy levels are the out-of-pocket expenses and deductibles. Moreover, the categories also vary in the size of copays and coinsurance for specific health services. This can comprise prescription drugs and specialty providers such as dermatologists or therapists.

Although the plans vary, they all are the Affordable Care Act (ACA) qualified health policies and hence cover the essential benefits. Under the legislation, this consists of free preventative care, annual physical, pregnancy services, and certain forms of birth control.

Oscar plans do cover preventive lab testing, but it has to be processed by Quest Diagnostics or another in-network laboratory to be covered. If you own or purchase an Oscar policy, be sure to ask your doctor to send any lab work to a preferred provider.

If you are looking to cancel your Oscar health policy, you can do so either directly through Oscar or through your state health insurance marketplace.

The Concierge Team of Oscar

Oscar Health Insurance Plan
Oscar assigns you a concierge of staff that can help you with your health insurance. This is a group of specialists, including healthcare guides and nurses who can provide you on-demand help regarding your health. Services provided by the concierge team consist of solving billing issues, checking doctors’ availability, finding the best urgent care clinic or emergency room, and answering any health insurance questions you may have.

Moreover, the concierge never changes, so you get the same Oscar employees every time. This enables the employees and health professionals to get to know you and your specific health insurance plan. The concierge service can also be accessed through the Oscar application, where you would video conference with the care specialists.

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What our
Client Think About Us!

The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
Linet W.