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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

Best Cheap Health Insurance in Arizona

Getting Cheap Health Insurance in Arizona

The Arizona health insurance marketplace has so many plans available that it is hard to decide which one is best for you.

Think getting cheap health insurance in Arizona is as impressive as hiking the entire Grand Canyon? The amount of plans available makes it hard to decide which one is best for you.

You might have issues about health insurance in Arizona. Follow this guide to learn how health insurance runs, how to get it, and which insurance companies offer cheap health insurance in Arizona.

What is Health Insurance?

Health insurance benefits you by paying for medical bills, like a surgery or hospital stay. You pay a set price each month, called a premium, to your insurance company. If you require to visit the doctor or go to the hospital, your insurance pays for a bill portion.

How to Get Cheap Health Insurance in Arizona

You might be questioning how to get health insurance or how to understand if you’re currently covered. Most employers allow an employee health insurance profit plan. An employer plan (group plan) provides you and your coworkers to obtain discounted insurance premiums. Employers not only give an objective but pay for a part of the tip as well.

Most group health insurance plans give coverage to your dependents, too. Your dependents cover your spouse if you’re married or any children you have. Some group health policies also cover unmarried domestic partners.

If your health insurance plan offers domestic partners coverage, you and your partner may need to sign a domestic partnership affidavit. This form states you’re in a committed romantic relationship, live together, and plan to maintain your relationship for the foreseeable future. This serves to decrease the chance of ineligible individuals who use health insurance benefits, such as roommates.

Under the Affordable Care Act, children are considered dependents up to age 26. For example, let’s say you’re an Arizona student and have health insurance from your parents’ employers. You’re likely to stay on that plan as long as your parents enrol in the program. Even if you graduate and take a job that gives insurance, you can turn down employer health insurance coverage and stay on your parent’s policy until you attain 26 years.

Don’t have health insurance through an employer? Too old to be on a parent’s plan? There are still lots of options for health insurance. You can shop for a personal health insurance plan. Most personal plans cost more per month than an employer plan.

You may want to pay for individual health insurance in Arizona if that’s your only option. One sizable medical bill could end up costing you tens of thousands of dollars. Health insurance can assist reduce the amount you have to pay out of pocket.

Average Cost of Health Insurance in Arizona

Cost of Individual Health Insurance in Arizona

The annual average cost of Arizona health insurance premiums is about $1,554 for employees on a group plan.

The yearly average cost of health insurance premiums in Arizona is $1,554 for employees on a group plan — about $130 per month that you must pay. Employers cover an average of $4,675 in premiums each year, or just under $390 per month. The total average cost for a group health insurance plan in Arizona is $6,229.

Average premiums for individual health insurance in Arizona in 2019 ranged from $359–$592 per month.

There are options to find cheap health insurance in Arizona. Your monthly premium is primarily based on three things:

  • ZIP code
  • Age
  • Whether you use tobacco

You can’t change your age and apparently can’t change your location, but you can stop smoking. Cutting out tobacco use can help you save money on health insurance. Other means to lower your insurance premiums include:

  • Get a catastrophic plan Catastrophic policies are only available if you’re under 30 or suit for a hardship exemption, which means you’ve confirmed you can’t afford other health insurance options. Catastrophic plans cover a few essential preventive doctor visits per year. Any additional expenses must be paid out of pocket until the high deductible is met.
  • Choose a high deductible plan A deductible is the sum of money you must pay out of pocket before your insurance funds for medical bills. Some programs allow a high deductible in exchange for lower monthly premiums.
  • Check subsidy eligibility If you meet specific income requirements, you could be eligible for a government subsidy to cover health insurance costs.

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The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
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