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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

How to Cancel Marketplace Health Insurance?

Health Insurance Plans

Q. I have a health insurance plan that I bought through my state’s marketplace. Now I have been offered a job opportunity with healthcare insurance. Can I cancel my Obamacare health insurance plan, or do I have to keep it until the end of the year?

A. If you have the choice of selecting up other insurance, you can cancel your marketplace health insurance plan at any time of year. This most frequently comes up when persons start a new job with health benefits, or when they enroll in Medicare. (Actually, you can cancel your plan even if you do not have other insurance, although that would be a bad idea since you would not have insurance and would face a fine for being uninsured.)

Here is what you ought to do. Go to the health insurance marketplace where you purchased the health insurance plan and sign into your account. If you bought it through HealthCare.gov, log into “My Account,” go to “My Plans and Programs,” and click “End/Terminate All Coverage.”

You will require to select a termination date that’s at least 14 days in the future, apparently to give the marketplace and your insurance company time to process your request. Needless to say, double-check when your new health plan begins, so you do not end up with a coverage gap.

If you purchased through a marketplace run by an individual state, the termination choice might look different than it does on HealthCare.gov. If you cannot find it at all, contact the customer service line instead.

How to Cancel Health Insurance

There is one other wrinkle you need to be aware of. If you have been getting a tax credit to offset the cost of your premium, you might ultimately have to pay all or part of it back if your 2020 income ends up higher than you projected it to be when you enrolled.

You will find out when you file your 2020 tax returns in early 2021. If you end up with a Modified Adjusted Gross Income of more than 400 percent of the Federal Poverty Level ($45,960 for a single individual), you will have to pay back the full subsidy. In effect, it will be included in your taxes due. If your income is lower than that, you will have to pay back $300 to $1,250, based on your final income level.

Got a question for our health insurance professional? Ask it here; be sure to include the state you reside.

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What our
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The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
Linet W.