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How to Buy Health Insurance in Georgia

Find Out If You Are Eligible

You are eligible to purchase a health insurance plan on the Health Insurance Marketplace if you:

• Are a US citizen or are legally present in the United States and
• Are not currently in jail or custodial

You may be qualified for help paying for your health insurance if you are eligible for Marketplace coverage and you:

• Have an annual household income that falls anywhere in the table below; and
• Are NOT offered health insurance through your job OR the health insurance that is provided is more than 9.5% of your yearly household income and/or it does not cover at least 60% of the cost of benefits (This Employer Coverage and Tax Credits worksheet may be beneficial if you think this situation applies to you. Besides, speak with your employer since you will need to show proof of what your employer’s plan costs and what it covers).

You may get financial assistance if your income falls between these amounts.

Income range for the 2019 Open Enrollment Period per family size.

Income Range for the Open Enrollment Period (for 2019 Coverage) by Family Size

• Single Person $12,140 to $48,560
• Family of 2 $16,460 to $65,840
• Family of 3 $20,780 to $83,120
• Family of 4 $25,100 to $100,400
• Family of 5 $29,420 to $117,680

NOTE: Open enrollment runs from November 1, 2020, through December 15, 2020. You may be eligible for a special enrollment period outside of open enrollment if you experience a life-changing event like marriage, birth, moving to another state, or a loss of coverage. To find out if you qualify, go to www.healthcare.gov or call the Health Insurance Marketplace at 1-800-318-2596.

Gather the Information You Require to Enroll

Have this information ready when you register. Note that you will require this information for anyone listed on your tax return, even if you are only seeking coverage for yourself.

• Income Documents: W2 or recent pay stubs, Social Security benefit letter, and information on any other income you receive — even if you do not pay taxes on it
•  Information of your employer: Phone # and address
• Citizenship and Immigration Documents: If you are not a United States citizen by birth, you will need a citizenship certificate, immigration documents, refugee travel documents, green card, or other eligible status documents

How to Apply for Health Insurance

Online

• Go to www.healthcare.gov
• Create an account — you will require an email address for this.
• You can complete your application and even pick a health insurance plan online. You may be able to pay your initial premium too.

By Phone

You can get health insurance by competing registration by phone.

• Call 1-800-318-2596
• Complete the application with the phone representative
• The representative will tell you how much if any, financial help you are eligible for and discuss the available plans. You can even choose a plan over the phone.

In Person

• Visit LocalHelp.HealthCare.gov to find free in-person help in your location.
• Schedule an appointment with an enrollment assister who will assist you enroll.
• Bring the documents listed above to your appointment.

Resources and References:

• Employer Coverage and Tax Credits Worksheet
• Proof of U.S. Citizenship