How Much Is Marketplace Health Insurance?
Open Enrollment has ended. You can still get 2020 health insurance in two different ways:
- If you are eligible for a Special Enrollment Period due to a life event such as losing other coverage, getting married, or having a baby.
- If you are eligible for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply for these health insurance plans any time.
How to Get 2020 Health Insurance Plans and Personalized Price Approximations
- Enter your ZIP code on this page and answer a few brief questions regarding your estimated income and household members for 2020.
- You will see health insurance plans and approximate prices available to you for 2020.
- Premium estimates indicate any savings you qualify for based on the necessary 2020 information you entered.
- The actual Marketplace application asks for additional details. You will see the exact costs after you fill it out when buying insurance on the market place.
How to Apply If Your Salary is Too High for Tax Credits
If you are not qualified for lower costs on a health plan because your income is too high, you can still purchase individual health insurance plans through the Health Insurance Marketplace. To apply, create an account or log into your current one.
You can also acquire insurance other ways — through an online insurance seller, a private insurance company, or an agent or broker.
First: Do a quick check to establish whether you may save
- Take one minute to find out if your income falls in the range to be eligible for savings. If it does, buying insurance on the marketplace is the only way to get savings on monthly premiums and other costs based on your income.
Are you not eligible for savings? Three other ways to purchase a health plan
- Directly from an insurance organization. You can contact any health insurance company and see plans offered in your area. Many have websites that let you compare all plans they offer.
- Through a health insurance agent or broker. Usually, agents work for a single health insurance company, while brokers sell plans from several. Both can assist you to compare plans and enroll. You do not pay more by employing an agent or broker. They are usually paid by the insurance company whose plans they sell. They may sell only specific companies’ policies. Explore for health insurance agents and brokers near you using our Find Local Help tool.
- From an online health insurance seller. These services provide health plans from many insurance companies. They let you compare costs and features and then enroll with the insurance company. They may not contain all health insurance plans available in your area.
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