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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

How Much is Individual Health Insurance Per Month?

How Much Is Individual Health Insurance in Texas

Whether you’re in charge of a family or single and charge of only yourself, most of us have a budget. Every month we hold ourselves accountable to pay for rent, car expenses, credit card bills, utilities, groceries, and more. While most of these responsibilities are no-brainers, medical care costs can be a little trickier to estimate.

We will discuss the factors affecting healthcare premiums and assist you in determining: how much will health insurance cost me per month?

The Cost of Medical Insurance for One Individual per Month

The typical national monthly health insurance cost for one individual on a benchmark plan is $462, or $199 with a subsidy. Monthly premiums for ACA Marketplace plans differ by state and can be lowered by subsidies. The fastest way to get accurate costs is to get a quote from a licensed insurance agent.

In the past, health insurance organizations could use any number of factors to determine the cost of health insurance premiums. Before the Affordable Care Act was enacted, companies could discriminate based on gender or health status, and they could factor the risk of future medical claims into estimating profiles. Now, insurers are limited to just the factors listed below to determine to price their plans.


While some states, such as New York and Vermont, do not use age when determining health insurance premiums, this is a major contributing factor for many states. The age of 21 is utilized as the base age, with premium prices being adjusted upwards for those in their thirties, forties, fifties, and sixties. The most significant rate increase occurs for adults over the age of 50, as older U.S. residents are expected to have higher healthcare costs.


Tobacco use will affect the cost of health insurance each month. Health insurance carriers can charge smokers up to 50 percent more than non-tobacco users. While some states have opted not to allow insurance organizations to charge smokers the maximum, tobacco use still affects pricing.


Location impacts the cost of the premiums, too, mostly because of the amount of (or lack of) competition in a particular location or region. While competition can be high in populated areas, rural parts of the nation may only have one or two insurance carriers, making pricing higher for these residents.

Plan Category

How Much Is Individual Health Insurance in Florida

Lastly, your choice of health insurance coverage will also influence the average health insurance cost per month. Plans are grouped by metal tiers: Bronze, Silver, Gold, Platinum, and Catastrophic. Each carries different premiums depending on what percentage of overall healthcare costs they cover. Premium prices are also influenced by the plan’s deductibles, copays, coinsurance, and the number of family members.

The Cost of Family Health Insurance per Month

According to consumer data collected by one health insurance agency, the average premium for a family of 4 is around $1,200. This does not comprise families who received government subsidies. Similar to individual insurance, your family cost will depend on the plan category, tobacco use, ages, location, and the number of plan members.

Talking with a licensed health insurance agent is the best way to get an estimate and find the best cost for your family’s wants. Health Insurance Plans Org can assist. We have licensed insurance agents who understand this health insurance coverage and can guide you through all of your health insurance choices. Our service is fast, easy, and comes at no cost you. Getting a free quote online or calling (833) 572-0898 will finally answer your question: How much will family and individual health insurance cost me each month?

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What our
Client Think About Us!

The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
Linet W.