Get More Benefits &
Save More! Call For
More Info Today

How Much Is Health Insurance in Florida?

The average national cost of an individual health insurance premium in 2017 was $393, with a $4,328 deductible. This cost is almost triple what the average premium cost ten years ago in 2008.

The rising costs in the individual market may make it seem that affordable health insurance in Florida is unattainable. Fortunately for you, affordable health insurance is still possible.

Affordable Health Insurance Plans in Florida

The average individual short-term health insurance premiums in Florida are $115 a month, with a $4,945 deductible. For family health insurance plans, these numbers are $285 and $9,371.

With monthly premiums that price about a third of what major medical health insurance plans on the individual market cost, this alternative to more traditional health insurance is a great way to find cheap health insurance in Florida. Some people may need essential coverage in case of an emergency, like a serious injury or illness. If you fall into this category of coverage, then a short-term health insurance plan may be a great way to get affordable health insurance in Florida.

If you believe that short term coverage is your answer to affordable health insurance in Florida, read our article on short term health insurance in Florida to understand how this coverage functions. Even though short-term health insurance does not cover all the benefits of major medical plans, it does provide fast, useful coverage that makes sense for some people.

Other Affordable Options to Major Medical Coverage from the Individual Market

There are a lot of affordable health insurance products available for individuals to buy. Although they might not cover as many health-care requirements as more expensive major medical plans, they are less costly and allow those with limited budgets to have coverage in case of emergencies.

Not only is it essential to get some kinds of affordable health insurance in Florida for health reasons, but having some type of health insurance plan can also protect you from accruing high medical costs in the case of hospitalization, or unexpected medical problems.

Some health insurance options that could serve as affordable health insurance in Florida consist of:

• Short term health insurance
• Packaged medical insurance
• Medical cost-sharing
• Catastrophic coverage

Traditional, Cheap Health Insurance in Florida

Always keep in mind that you can also use Health Insurance Plans as a resource for shopping for individual health insurance plans. If you want coverage that provides the ten essential health benefits, you can search for affordable plans in your area using Health Insurance Plans’ tools.

Remember, when looking at prices on individual plans, the premiums and deductibles may be higher than short-term plans, but they often provide a lot more benefits. Use Health Insurance Plans to compare plan costs and benefits to find the right balance of affordability and coverage for yourself.

Health Insurance Plans, seeks to provide affordable health insurance options for all different price points. Whether short-term health insurance is in your budget or a major medical plan with wide-ranging benefits—we can show you your choices.

Every health insurance plan has its own terms and limitations, so be sure to check the official plan documents to understand how that specific plan works.

Resources and References:

• Ten Essential Health Benefits
• Health Insurance Cost-Sharing