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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

Cost of Private Health Insurance

Average Cost of Private Health InsuranceAre you getting government subsidies to enable you to cover health insurance costs? If you receive grants to help you in covering private health care costs, you could be saving a significant amount of money.

But how much do private health insurance companies charge for insurance without a subsidy? Unfortunately, not every individual qualifies for subsidies, so it is essential to see the cost of health insurance without these subsidies.

The following data reflects health insurance costs and shopping trends from the 2018 Open Enrollment Period, which began on November 1 and ended on December 15, 2017.

Average Premiums and Deductibles Nationwide for Unsubsidized Consumers

  • Premiums for individual insurance coverage averaged $440 per month. On the other hand, premiums for family plans averaged $1,168 per month. There has been a rise in both individual and family premiums since the initiation of the Affordable Care Act (ACA).
  • The average annual deductible for individual health insurance plans was $4,578, and the average deductible for family coverage was $8,803. Notably, there has been a rise in both family and individual deductibles since the introduction of the Affordable Care Act (ACA).

Average Monthly Premiums for Private Health Insurance Plans by Metal Level Were:

  • $206 for catastrophic plans
  • $434 for bronze plans
  • $498 for silver plans
  • $597 for gold plans
  • $709 for platinum plans

Average Monthly Premiums for Private Health Insurance Plans by Age Group Were:

  • $231 for individuals under age 18
  • $257 for persons aged 18-24
  • $312 for persons aged 25-34
  • $395 for individuals aged 35-44
  • $541 for individuals aged 45-54
  • $790 for persons aged 55-64

Average Monthly Premiums for Private Health Insurance by Gender Were:

  • 461 for women in 2018
  • $418 for men in 2018

Private Health Insurance CostThe figures above are from eHealth’s Health Insurance Price Index Report for 2018, based exclusively on eHealth shoppers who chose family health insurance plans or different types of private insurance during the 2018 open enrollment period (between November 1 and December 15, 2017) and who did not get get subsidies from the government.

Call for your Quote Today

Stop waiting around! The right insurance provider is out there and we’re going to make sure you’re covered for the foreseeable future. Accidents can happen any time whether it’s day, night, workdays, or holidays. Insurance is the best way to prepare for the unpredictable, and a great way to secure your peace of mind. Give us a call today or fill out the form for a quote – you’ll be glad you did!

eHealth is among the organizations that has national source health insurance data that broadly reflects consumer shopping patterns and buying prices in the self-purchased individual and family health insurance market. eHealth’s report offers insights into the large segment of the family and private health insurance companies that may not qualify for or opt to use government subsidies, and which may shop for coverage through sources other than government exchanges.

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What our
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The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
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