Get More Benefits &
Save More! Call For
More Info Today

Health Insurance Quotes Without Phone Calls

You may be wondering if it is possible to get health insurance quotes without providing personal information through phone calls. You may have even tried this approach, employing fake names and bogus information in a mad dash to skip as many informational boxes as possible. But the crucial question is not whether or not you can get health insurance pricing without revealing some personal information, but should you?

Health insurance quotes need at least some personal facts specific to the individual seeking coverage to be accurate. While it is easy to get health insurance quotes without personal information, it is unlikely the quote will be true. Whatever time savings is attained in skipping those boxes is quickly lost when the information returned is not precise to the person.

Insurance Quotes Without Personal Information

If your goal is still how to get health insurance quotes without revealing personal information, let us talk about what personal information might be required. Most online sources will not accept a question without some basic contact information such as:

• Age or date of birth
• Email address
• Gender
• Name
• Phone number
• Tobacco use
• Zip Code

While health insurance companies can’t adjust pricing based on your sex, they can factor age, location, and tobacco use into the cost. Premiums for older people can cost as much as 3 times more than what a younger person might be required to pay. The older the individual, the more likely he or she has grave health conditions. Likewise, individuals who use tobacco products are more likely to have or develop certain health ailments. This leads to higher premiums for those who have or continue to use tobacco.

Lastly, location is a factor for several reasons. There is state to state variations in cost because of state regulations, competition, and the cost to do business. Additionally, be it due to climate, specific cultural influences, or the availability of healthy eating choices, populations in some regions of the country fairly better than others, in terms of health conditions. Whatever the cause, individuals who live in the same area tend to share similarities in their risk profiles.

We have now discussed what questions are mandatory when acquiring health insurance quotes without personal information. But what if we told you answering just some optional questions could open up a world of savings? If you want to know if you are eligible for any government subsidies, you must offer answers to two additional questions. What is the number of household members, and what is your yearly household income? Your answers to these two questions can help determine if you are eligible for a premium tax credit that lowers the monthly cost of your insurance plan.

Health Insurance Plans Org provides lots of assistance to those seeking health insurance quotes without personal information (though we will be able to help you the most if you choose to share that information). We provide access to thousands of plans because we have access to many insurance companies across the United States. We can provide subsidy information and can help save you money. This service comes at no cost to you, and our best price assurance ensures you won’t find a lower price anywhere else for a plan we offer.

Resources and References:

• Principles of Health Eating
• Eligible for a Premium Tax Credit