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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

Health Insurance Agents vs. Brokers

The price of a health plan DOES NOT change if a broker or an agent assists you to enroll in a health insurance plan.
Health Insurance Agents
Insurance companies pay brokers and their agents for their role in the insurance market. If your broker or agent works with a lot of insurance companies, they are better positioned to assist you in finding a health insurance plan that is right for you.

The role of agents and brokers in insurance is to help an individual or family to choose a health insurance policy that fits their very personal health coverage requirements.

Health Insurance Agents – Your Personal Shopper

There are two things an individual must do in order to become a health insurance agent or broker:

  • 1) Become licensedto sell health insurance, which necessitates them to study for and pass a state exam. Once licensed, the agent has to…
  • 2) Receive trainingfrom any insurance company that needs the agent to sell their products

Agents can work for one insurance company, selling only that company’s insurance plans, or they can work as a health insurance broker representing multiple insurance companies.

Health Insurance Agents vs. Brokers

The term “agent” is sometimes used interchangeably with the term “broker,” but they can have diverse meanings.

  • What’s a licensed agent? An agent can represent one or more health insurance companies and may sometimes be employed by a health insurance broker.
  • What’s a broker?Brokers usually represent two or more insurance companies, which gives the broker and their agents more ways to assist a customer find the health insurance plan that best matches their needs.

Health Insurance Brokers
The cost of a health plan does not change if a broker or an agent helps someone enroll in a plan. Insurance companies pay health insurance brokers and agents.

The Changes of 2018

The “navigators” who help customers at government-run health insurance exchanges are not primarily licensed agents. This limits what they can do to assist health insurance customers. Nevertheless, things have changed. From 2018, navigators working at Healthcare.gov have been providing consumers with:

  • Post-enrollment support
  • Help with filing eligibility appeals (though not representing the customer in the appeal)
  • Filing for shared responsibility exclusions
  • Offering basic information regarding the reconciliation of premium tax credits
  • Understanding basic concepts that relate to the use of health coverage.
  • Navigators will also be required to offer targeted assistance to vulnerable or underserved populations.

Resources and References:

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What our
Client Think About Us!

The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
Linet W.