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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

Government Health Insurance Marketplace

Government Health Insurance Marketplace Definition

The Health Insurance Marketplace is a resource where people, families, and small businesses can:

  • Relate health insurance plans for coverage and affordability.
  • Get answers to questions regarding your health care insurance.
  • Find out if you are qualified for tax credits for private insurance or health programs such as Medicaid or the Children’s Health Insurance Program (CHIP).
  • Register in a health insurance plan that meets your requirements.

Can I get dental coverage in the Marketplace?

Yes. You can obtain dental coverage in the Health Insurance Marketplace in two ways:

  • Health plans that consist of dental coverage. Dental coverage consists of some Marketplace health plans. You can see which health insurance plans include dental coverage when you compare them.
  • If a health plan consists of dental, the premium covers both health and dental coverage.
  • Separate, stand-alone dental health insurance plans. In some instances, separate, stand-alone policies are provided. You can see them when you buy plans in the Marketplace.
  • If you select a separate dental plan, you will pay a separate, additional premium.

Dental Plan Groups: High and low

There are 2 sets of Marketplace dental plans: High and low.

  • The high plan has higher premiums but lower copayments and deductibles. So you will pay more each month, but less when you use dental services.
  • The low health insurance level has lower premiums but higher copayments and deductibles. So you will pay less every month, but more when you utilize dental services.

When you compare dental policies in the Marketplace, you will find details regarding each plan’s costs, copayments, deductibles, and services covered.

Adult & Child Dental Plan in the Marketplace

Federal Government Health Insurance Marketplace

Under the health care law, dental insurance is treated differently for adults and children 18 and below.

  • Dental coverage is a crucial health benefit for children. This means if you are getting health coverage for somebody 18 or younger, dental coverage must be available for your kid either as part of a health insurance policy or as a stand-alone plan. Note: While dental coverage for children must be accessible to you, you do not have to purchase it.
  • Dental coverage is not an essential health benefit for adults. Health insurance companies don’t have to provide adult dental coverage.

Can I Get an Insurance Plan If I Have a Pre-Existing Condition?

Yes. Under the Affordable Care Act (ACA), health insurance companies cannot decline to cover you or charge you more just since you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage begins. They also cannot charge women more than men.

The only exemption to the pre-existing coverage rule is for grandfathered individual health insurance plans — the type you purchase yourself, not through an employer. They do not have to insure pre-existing conditions.

Resources and References:

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What our
Client Think About Us!

The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
Linet W.