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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

How Much Is Health Insurance in Florida?

If you are looking for your best health insurance plan in the state of Florida, you can find many affordable choices on the Florida health insurance marketplace.

Health Insurance Costs in Florida

The average cost of health insurance for a 40-year-old person is $554 per month.

In 2020, the average cost of health insurance is $554 per month for a 40-year-old person. This is a decrease of 4% from 2018 when the monthly rate was $575.

Blue Cross Blue Shield provides the best rates in the majority of Florida and has offerings in every county. A plan that consumers can start looking at is the BlueOptions Silver 1410, a Silver policy that has the lowest premiums in a quarter of Florida counties.

Finding Your Best Health Insurance Coverages in Florida

Note that premiums are not the only cost component when it comes to your health care. Out-of-pocket costs in the form of deductibles, copays, and coinsurance are just as significant to compare when you shop.

The best affordable health insurance plan for you and your family will depend on your income level and expected healthcare requirements.

Families with higher expected medical costs should opt for health insurance plans with higher cost-sharing benefits, while those who expect to be relatively healthy or to require little to no routine care should look toward affordable plans.

Average Should Start by Browsing Silver Plans

Unless you are extremely healthy or know you will have medical expenses, we advise that you begin your buying process by looking at the Silver metal tiered health insurance policies. These are the plans that the exchange offerings are typically benchmarked off of, and they occupy a good middle ground between premiums you are guaranteed to pay and cost-sharing obligations that you will incur if you have any medical costs.

In such a case, these plans can essentially provide more benefits than higher-priced Gold and Platinum plans but at a much lower premium.

Younger and Healthier People Can Look for Bronze and Catastrophic Plans

Best Health Insurance Plans in Florida

Bronze plans have their cost-sharing near the maximum limits.

Bronze and Catastrophic plans will have the lowest premiums available but come at the cost of very high deductibles. Most of the plans in this metal tier will have their cost-sharing near the maximum limits, meaning that you will first require to meet thousands of dollars of fees before the health plans benefits really begin kicking in.

These kinds of health insurance plans only make sense if you want coverage for tremendously costly emergencies and have little to no need for routine care. Catastrophic plans are only offered for those people under the age of 30.

Short-Term Health Insurance in Florida

Florida follows the same guidelines set by federal guidelines for short-term health insurance. This allows for the plans to offer coverage for up to 12 months and be renewable for up to 36 months. Besides, short-term plans do not need to cover the essential benefits that all marketplace Obamacare plans must cover.

You may want to consider buying short-term health insurance if you lose employer-sponsored coverage or miss open enrollment for an Affordable Care Act marketplace policy. Nevertheless, it is essential to note that short-term plans will require medical underwriting and typically do not provide coverage for preexisting conditions.

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What our
Client Think About Us!

The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
Linet W.