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Florida Health Coverage Overview

Suppose you are searching for a family or individual health coverage within Florida under Obamacare. In that case, you will most likely have an excellent opportunity of receiving government aid to reduce your expenses. You can also receive low-charge or free Florida health coverage through public programs such as the Children’s Health Insurance Program and Medicaid.

Health coverage through Medicare is a huge matter within Florida. Medicare may be a cheaper choice for you if you are above 65 years of age (or have a disability).

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Florida Health Insurance Plans and Obamacare

Florida is the midst of the 18 regions that have charged the federal government to oppose Obamacare as illegitimate, as of 2019. The case was presented by Texas in 2018 and is called Texas v United States. 

Florida State is not new to opposing Obamacare. As soon as Obamacare was put into law, Florida placed a charge on the federal government challenging the legitimacy of Medicaid extension and individual responsibility. 

Having tried to revoke Obamacare or some sections of it, open registration for 2020 ACA plans will go as planned. You can enroll for Florida health coverage, register for aids to reduce your monthly expenses or get insurance through Medicaid if qualified.

Health Coverage Registration in the Marketplace and Private health Insurance Florida 2020

Florida utilizes the national discussion at Healthcare.gov for ACA open registration that happens from 1-11 to 15-12 annually. Florida is having the largest number of registrations for individual ACA plans from 2014, despite the state’s disagreement with the federal healthcare law

Florida witnessed registrations increase to approximately 1.8 million for 2019 only, increased from around 1.7 million within 2018. Florida is number one in the U.S with more massive than 463,000 registrations before the 15-12 deadline for 2020 insurance.

The larger number of Floridians who register in Marketplace insurance are below the age of 65, which should not surprise having that the 65 and above age group are better meant for Florida Medicare plans. Total Obamacare registration for below 65 markets in Florida is almost 1.75 million compared to around 31,000 for Ge group 65 and above.

Medicare Registration Within Florida

A lot of individuals know Medicare as government health coverage for individuals older than 65 or 65. But individuals below 65 with a disability or chronic disease can also receive Medicare.

Being a top retirement destination, the sunshine city may not surprise you that Florida is state number two for having the most Medicare enrollees. In 2018, almost 4.5 million Floridians were registered in Medicare.

Almost 2.6 million receive aids directly from the federal government’s first Medicare program. Among Florida’s Medicare enrollees, .1.9 million more get insurance through private Medicare benefit plans, giving advantages not found in Original Medicare like prescription medication insurance. From 2018, a different 1.5 million Florida residents are registered in standalone Medicare Prescription Medication Plans. 

From 2019, Humana, Florida Blue, Anthem, Aetna, and UnitedHealthcare are the biggest Medicare benefit givers within Florida by enrollees. 

State of Florida Health Insurance Health Coverage Companies Within Florida

Having contact with 2020 family and individual health coverage from nine firms that offer plans both off and on the exchange and only functions off the exchange. You can also purchase these plans if you are an independent business owner with no workers.

Cigna exited the Florida Health Coverage Marketplace to vend plans off the exchange beginning from the 2016 open registration window  but has returned to the Florida exchange for the 2020 plan year. Bright Health Coverage firm joins Cigna for the 2020 open enrollment period. 

The Following are Florida health Insurance Firms offering 2020 Obamacare plans within the individual market:

1. Bright Health Insurance Company of Florida
2. Cigna Health And Life Insurance Company
3. Health Options 
4. Health First Commercial Plans
5. Avmed Inc. (off-exchange only)
6. Blue Cross and Blue Shield of Florida
7. Oscar Insurance Company of Florida
8. Florida Healthcare Plan 
9. Ambetter (Celtic Insurance Company): 2020 plans are available across 30 Florida counties with coverage expanding to four new counties in the Panhandle. 
10. Molina HealthCare of Florida

References and Resources

• Legitimacy of Medicaid extension and individual responsibility
• How to get prescription drug coverage