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For Individuals

We offer many individual health plans options to select from. We offer plans that are customized to suit your budget and needs. You can choose from a pool of affordable insurance options from top carriers in the country. With individual insurance, you can access preventative health care and save money on prescriptions and doctor’s visits. Get a customized individual health insurance plan in just a few clicks!

For Families

Finding the right insurance for your family is one of the most important decisions you can make. We offer a wide range of affordable insurance plans from leading insurance firms from which you can choose. Finding the ideal family insurance plan for your loved ones does not have to be complicated. We offer customized quotes that suit your family needs and budget. Fill in the form to get your customized quote!

For Groups

Health Insurance Plans offers a wide array of group health insurance options for both small and large companies. We customize our products to meet the needs of your business and help you find an insurance plan that is both cost effective and prioritizes the wellbeing of your employees. Make the most of the numerous, affordable and top group health insurance plans. Get your quote from Health Insurance today!

Best Health Insurance Plan in Ohio

Health Insurance Ohio Low Income
Health insurance plans are classified into metal tiers, which correspond to the benefits and out-of-pocket expenses you can expect from a plan. We evaluated affordable health insurance policies in Ohio across every tier and identified the lowest-cost option to help you find the best health insurance plan for a given level of coverage.

Finding Your Best Health Insurance in Ohio 2020

The health insurance plans available to you will differ based on where you live in Ohio, but in every county, you will be able to select from multiple metal tiers of coverage. The best health insurance in Ohio for low income is based, in part, on your income and expected medical expenses, because these impact the rates you’ll pay and the coverage you’ll require.

Higher-coverage metal tiers are more costly in terms of premiums, but their lower cost-sharing makes them suitable for families that expect to have large or consistent healthcare expenses.

On the other hand, lower-coverage metal tier health policies have lower prices, but their high out-of-pocket expenses mean they are only ideal if you have emergency savings and don’t expect to need costly medical care.

Gold Plans: Best for Families with High or Constant Medical Expenses

Gold health insurance plans are frequently the best option for families with higher expected medical costs. Gold plans have the highest monthly premiums — but can make up for this with the lowest out-of-pocket costs.

So, you’d have to pay considerably less yourself before your health insurance offers coverage. This is a great plan if you have ongoing prescriptions, a chronic condition, or could not manage a considerable, unexpected expense and would choose higher, but predictable, premiums.

Silver Plans: Best for Low-Income Households or Average Medical Costs

Ohio has expanded Medicaid under the Affordable Care Act, stipulating families with an income up to 138% of the federal poverty level can qualify for Medicaid. Low-income families that are not eligible will likely get the best rates with a Silver plan.

Silver health insurance plans are the only ones that are eligible for cost-sharing reduction subsidies if your household income falls below certain thresholds. Silver health policies are also a good middle ground, as they combine more affordable medical insurance costs than Gold plans, along with out-of-pocket expenses that are lower than what you’d face with a Bronze policy.

Bronze-Catastrophic Policies: Great for Young Families With Savings

Best Health Insurance in Ohio 2020If you are under the age of 30 or meet certain exceptions, you can qualify for a catastrophic health insurance plan. These provide the lowest monthly premiums and the highest cost-sharing.

We would not recommend Catastrophic or Bronze health plans — which are available to everyone in Ohio — unless you’re confident in your capability to cover the out-of-pocket expenses if you require healthcare. Your health insurance won’t offer coverage until you meet your out-of-pocket deductibles and copays.

For example, the CareSource Bronze premium can be as little as $244 per month for a 40-year-old, which is less costly than the $376 for the Molina Marketplace Gold Plan. But we’d recommend carefully considering whether you could cover its $7,250 deductible in case of an emergency before buying this policy.

Short-term health insurance in Ohio

Ohio residents have the choice of purchasing a short-term health insurance plan. Coverage can last up to 12 months, which is the same as federal guidelines. Nevertheless, Ohio does not allow policyholders to renew short-term health insurance after the initial coverage period.

You may require to consider a short-term health policy if you miss the open enrollment period or if you lose employer-sponsored health care. It is essential to note that short-term plans do not cover the same essential benefits like private health insurance policies.

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What our
Client Think About Us!

The process was easy and seamless. My contact person was very supportive and patient with me. He took time to respond to all my queries, and explained the options at my disposal. I got all the information I needed to choose and sign up for my current insurance plan. I would definitely recommend National Health Connect!
Linet W.